{"id":304001,"date":"2025-02-05T09:33:12","date_gmt":"2025-02-05T08:33:12","guid":{"rendered":"https:\/\/group-gac.com\/?p=304001"},"modified":"2025-02-07T11:21:18","modified_gmt":"2025-02-07T10:21:18","slug":"startups-pme-quelles-aides-mobiliser-pour-financer-vos-innovations","status":"publish","type":"post","link":"https:\/\/group-gac.com\/en\/startups-and-smes-how-can-you-finance-your-innovations-2\/","title":{"rendered":"Startups and SMEs: how can you finance your innovations?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"304001\" class=\"elementor elementor-304001\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b2c2f1 e-con-full e-flex e-con e-parent\" data-id=\"4b2c2f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7e777ca e-flex e-con-boxed e-con e-child\" data-id=\"7e777ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10eac27 elementor-widget elementor-widget-heading\" data-id=\"10eac27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">An uncertain environment, but opportunities to seize<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a9c54b elementor-widget elementor-widget-text-editor\" data-id=\"0a9c54b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In these times of budget restrictions, it is essential to identify the most appropriate <a href=\"https:\/\/group-gac.com\/en\/service\/aid-and-subsidies\/\" target=\"_blank\" rel=\"noopener\">public funding<\/a> continuously accessible. <span data-teams=\"true\">In addition to the usual <a id=\"menur1rb\" class=\"fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn\" title=\"https:\/\/group-gac.com\/concours-innovation-ilab-27e-edition\/\" href=\"https:\/\/group-gac.com\/en\/concours-innovation-ilab-27e-edition\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Link to i-Lab competition\">i-Lab competition<\/a> and <a id=\"menur1rd\" class=\"fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn\" title=\"https:\/\/group-gac.com\/concours-innovation-inov-vague14\/\" href=\"https:\/\/group-gac.com\/en\/concours-innovation-inov-vague14\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"i-Nov link\">i-Nov<\/a>there are <strong>several Bpifrance grants that can be mobilized on an ongoing basis, <\/strong>depending on the maturity of your company, the nature of your project and your equity capital.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fba9b3f elementor-widget elementor-widget-heading\" data-id=\"fba9b3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What public assistance is available for startups and innovative SMEs? <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9c7e29 elementor-widget elementor-widget-heading\" data-id=\"f9c7e29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Startups less than a year old: grants to kick-start innovation<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-096b8fb elementor-widget elementor-widget-text-editor\" data-id=\"096b8fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Young innovative companies can take advantage of special schemes to finance the initial stages of their projects:<\/p><ul><li><strong>French Tech Emergence grant (BFT)<\/strong><ul><li>For start-ups with a research, development and innovation project less than a year old.<\/li><li>Maximum project budget: \u20ac70k (duration 12 to 36 months).<\/li><li>Minimum equity requirement: \u20ac20k.<\/li><li>Assistance in the form of <strong>50 k\u20ac grant<\/strong> with an intervention rate of 70 %.<\/li><\/ul><\/li><li><strong>French Tech Deeptech grant (BFTE)<\/strong><ul><li>For breakthrough innovation projects resulting from research work (public or private laboratory).<\/li><li>Required equity capital: \u20ac20k.<\/li><li>Assistance in the form of <strong>90 k\u20ac grant<\/strong> with an intervention rate of 70 %.<\/li><\/ul><\/li><\/ul><p>Please note: in Paris, these subsidies are replaced by the <strong>Paris Innovation Fund (FPI)<\/strong>which offers a maximum subsidy of \u20ac30,000 for start-ups under three years of age incubated in an accredited structure.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9943f4 elementor-widget elementor-widget-heading\" data-id=\"e9943f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Start-ups over one year old and SMEs: financing to accelerate development<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d80379 elementor-widget elementor-widget-text-editor\" data-id=\"9d80379\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>More mature companies can access schemes adapted to their stage of development and the nature of their innovation:<\/p><ul><li><strong>Innovation Grant<\/strong><ul><li>For R&amp;D and innovation projects.<\/li><li>Maximum project budget: \u20ac100k (12 to 36 months).<\/li><li>Equity at least equivalent to the amount of aid requested (\u20ac30k to \u20ac50k).<\/li><li>Assistance in the form of <strong>50 k\u20ac grant<\/strong>50 % (up to 70 % for the French Tech axis).<\/li><\/ul><\/li><li><strong>Innovation Advance<\/strong><ul><li>For innovation projects with identified hazards.<\/li><li>Help in the form of <strong>recoverable advance<\/strong> from 50 k\u20ac to 3 M\u20ac (up to 50 % of the project budget, capped at equity).<\/li><li>Payment in two instalments, project duration 36 months maximum.<\/li><\/ul><\/li><li><strong>Deeptech development aid<\/strong><ul><li>For breakthrough innovations before their industrial and commercial launch.<\/li><li>Mixed aid : <strong>60 % in subsidies and 40 % in recoverable advances<\/strong>up to \u20ac2 million and covering up to 45 % of eligible expenditure.<\/li><li>Project duration: 36 months maximum, with deferred repayment for up to 36 months.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c1ddee e-con-full e-flex e-con e-child\" data-id=\"4c1ddee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e190e0f e-flex e-con-boxed e-con e-child\" data-id=\"e190e0f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77b0470 elementor-widget elementor-widget-heading\" data-id=\"77b0470\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Would you like to find out more about your eligibility for these specific schemes?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54249e6 elementor-widget elementor-widget-spacer\" data-id=\"54249e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b112878 btn-calendly elementor-widget elementor-widget-html\" data-id=\"b112878\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- D\u00e9but de widget de lien Calendly -->\r\n<link href=\"https:\/\/assets.calendly.com\/assets\/external\/widget.css\" rel=\"stylesheet\">\r\n<script src=\"https:\/\/assets.calendly.com\/assets\/external\/widget.js\" type=\"text\/javascript\" async><\/script>\r\n<a href=\"\" onclick=\"Calendly.initPopupWidget({url: 'https:\/\/calendly.com\/perfinnogac\/rdv-avec-un-expert-as-startup-pme'});return false;\">Make an appointment with an expert!<\/a>\r\n<!-- Fin de widget de lien Calendly -->\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5da72ff e-flex e-con-boxed e-con e-parent\" data-id=\"5da72ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28c8d19 elementor-widget elementor-widget-heading\" data-id=\"28c8d19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Finance the study and structuring of your project with Bpifrance Diagnostics<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef4509b elementor-widget elementor-widget-text-editor\" data-id=\"ef4509b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Even before you apply for financing, it is possible to<strong>access funded services (up to 50 %) to help structure your innovation project<\/strong>.<\/p><p><strong>The Bpifrance Innovation Focus Diagnostic<\/strong> is a process for identifying and structuring areas of innovation within your company.<\/p><p>This diagnosis can include services such as: ideation to integrate innovation into the company's strategy, technical and techno-economic pre-studies, market research or the filing of a first French patent.<\/p><ul><li><strong>Diagnostic eligibility criteria<\/strong><ul><li>Be an SME or ETI (with fewer than 2,000 employees) committed to innovation.<\/li><li>Expenditure base: maximum \u20ac16,000 inc. tax, with Bpifrance contributing 50 %.<\/li><li>Work begins as of the filing date<\/li><\/ul><\/li><\/ul><p><strong>G.A.C. Group is referenced by Diag Expert Bpifrance<\/strong>We can help you optimize your chances of accessing financing and structure your project efficiently.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98d2969 e-con-full e-flex e-con e-child\" data-id=\"98d2969\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f8e455a e-flex e-con-boxed e-con e-child\" data-id=\"f8e455a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a823759 elementor-widget elementor-widget-heading\" data-id=\"a823759\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Interested in the Bpifrance Innovation Diagnostic?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa7c8ff elementor-widget elementor-widget-spacer\" data-id=\"aa7c8ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbbd739 btn-calendly elementor-widget elementor-widget-html\" data-id=\"cbbd739\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- D\u00e9but de widget de lien Calendly -->\r\n<link href=\"https:\/\/assets.calendly.com\/assets\/external\/widget.css\" rel=\"stylesheet\">\r\n<script src=\"https:\/\/assets.calendly.com\/assets\/external\/widget.js\" type=\"text\/javascript\" async><\/script>\r\n<a href=\"\" onclick=\"Calendly.initPopupWidget({url: 'https:\/\/calendly.com\/perfinnogac\/rdv-avec-un-expert-as-startup-pme'});return false;\">Make an appointment with an expert!<\/a>\r\n<!-- Fin de widget de lien Calendly -->\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d96f26 elementor-widget elementor-widget-heading\" data-id=\"1d96f26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Are you ready to structure your project and maximize your chances of obtaining financing?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0105ab elementor-widget elementor-widget-text-editor\" data-id=\"e0105ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>There are schemes available, but you just need to know how to use them effectively! Our experts will help you to identify the right aid for your company, and to prepare your application.<\/p><p><a href=\"https:\/\/calendly.com\/perfinnogac\/rdv-avec-un-expert-as-startup-pme\" target=\"_blank\" rel=\"noopener\"><strong>Make an appointment<\/strong><\/a> to discuss your project and explore the financing opportunities available to you!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee67e56 e-flex e-con-boxed e-con e-parent\" data-id=\"ee67e56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d2c658a e-con-full e-flex e-con e-child\" data-id=\"d2c658a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52ef8ab elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"52ef8ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/group-gac.com\/wp-content\/uploads\/2023\/05\/accompagnement-1030x579.png);\" role=\"img\" aria-label=\"support\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 202.9 233\"><g id=\"Calque_2\" data-name=\"Calque 2\"><g id=\"Calque_1-2\" data-name=\"Calque 1\"><path d=\"M90.4,128.9l-.2-32.4.2-64.2L146.3,0,202,31.9V97.8l-27.1,15-21.6-12.5,27.6-15.2.1-39.9L146.4,25.3l-34.6,20-.1,39.9.1,31Z\" style=\"fill:#3687c4\"><\/path><path d=\"M119.2,88l28.2,16.1,55.5,32.3v64.5L147.3,233l-57-32.9V168.4l21.9-12.6-.4,32.5,34.5,20,34.5-20v-40l-34.5-20-26.9-15.4Z\" style=\"fill:#959dab\"><\/path><path d=\"M139.8,132.4l-28,16.4L56.1,180.7.2,148.5,0,84.3,57,51.4,84.1,67.7V92.8L56.6,77.1,22,97.2v38.5l34.6,20,34.6-19.9L118,120.2Z\" style=\"fill:#232954\"><\/path><path d=\"M162.6,95.2l21.7,12.4-9.3,5.2-21.6-12.6Z\" style=\"fill:#2a6cad\"><\/path><path d=\"M90.3,168.4l21.9-12.7-.2,11.9L90.3,179.1Z\" style=\"fill:#6f767f\"><\/path><path d=\"M73.8,86.7V61.4l10.4,6.3v25Z\" style=\"fill:#14162d\"><\/path><\/g><\/g><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t<p align=\"justify\"> Secure your application for grants and subsidies\nand maximize your chances of success!\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/group-gac.com\/en\/service\/aid-and-subsidies\/\">\n\t\t\t\t\t\tDiscover our offer\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fa46ee e-con-full e-flex e-con e-parent\" data-id=\"1fa46ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-04236de e-transform e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"04236de\" data-element_type=\"container\" data-e-type=\"container\" 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